1. A rating is an opinion of the rating agency, only, and not a statement of fact or recommendation to purchase, sell or hold any security. These ratings do not imply an approval of the fund, and do not reflect any indication of its performance. The rating could change based on future events. For more information about a particular rating or rating agency, please visit the website of the relevant agency.

For more information on Fitch, visit www.fitchratings.com.

For more information on Standard & Poor’s, visit www.standardandpoors.com.

There is not a guarantee the Fund will meet its objective. Although the Fund invests in short-term Treasury obligations, an investment in the Fund is subject to risk even if all securities in the Fund are paid in full at maturity. All money market instruments, including U.S. Treasury obligations, can change in value in response to changes in interest rates, and a major change in rates could cause the share price to change.

While U.S. Treasury obligations are backed by the full faith and credit of the U.S. Government, an investment in the Fund is neither insured nor guaranteed by the Federal Deposit Insurance Corporation, U.S. Government or any other government agency. Thus, while the Fund seeks to maintain a stable net asset value of $1.00 per share, there is no assurance that it will do so. It is possible to lose money by investing in the Fund.